Tolbert Technologies Group is a technology holding company operating at the center of global finance, powering the movement of money and protecting its integrity across payment networks, financial institutions, and markets worldwide.
We operate two independent, purpose-built companies, each solving a distinct and critical problem in global payments and finance.
Our team spent years working inside the payments and financial services industry as consultants before building the products that industry was missing.
Years spent as payment and financial consultants working inside payments, trading, and financial services, including hands-on PCI DSS compliance expertise.
Capabilities in artificial intelligence, applied mathematics, and physics, applied directly to the models underneath every product we build.
Direct experience across payments compliance, financial markets, and global trading infrastructure shapes every company we build.
Vaelo powers the global financial infrastructure behind forex brokers, proprietary trading firms, and financial markets participants worldwide. Vaelo operates as a Prime of Prime (PoP) liquidity provider and payment routing orchestrator, delivering the routing reliability, deep liquidity access, and institutional-grade security these businesses require to move and trade client funds without friction.
Vaelo routes every transaction across a broad network of banking and acquiring relationships, automatically maximizing approval rates and minimizing friction. When a route is declined, Vaelo cascades to the next eligible provider in real time, so client funding and withdrawals complete without manual intervention.
Vaelo continuously monitors the health of every banking and acquiring relationship in its network, rerouting transactions away from degraded paths before clients ever notice a slowdown.
Every transaction is protected by layered fraud prevention, strong customer authentication, and continuous monitoring aligned with leading global card network security programs.
Messra is the vendor-neutral infrastructure that protects payment revenue, preventing costly transaction misclassification in real time and recovering revenue leakage after settlement, for acquirers, payment service providers, and payment networks worldwide.
Messra's portfolio-level audit platform identifies systemic billing discrepancies, including merchant category code misclassification, contract rate drift, scheme fee calculation errors, settlement timing discrepancies, and reserve fund miscalculations, and resolves them through human-approved governance workflows with a complete audit trail.
Verity Auth validates interchange classification for every transaction in real time, before it settles, helping reduce false declines and prevent misclassification before it compounds.
Every recommendation Messra generates is reviewed and approved by a human decision maker before it takes effect, with a complete audit trail built for the compliance standards financial institutions require.
1395 Brickell Ave
Miami, FL 33131